5.827
RevenueAED M
9.739
10.57
11.56
12.41
13.10
13.94
15.13
16.49
17.82
19.22
5.960
7.98%
7.51%
23
14.66
Revenue growth%
26.92
24.85
25.15
22.99
20.79
20.95
19.95
18.38
19.72
18.39
15.67
19.72
20.87
16
29.50
Combined R.%
80.01
81.62
80.86
81.21
80.97
81.80
82.34
81.92
82.13
82.34
9.33
82.13
81.71
60
3.25
Operating margin%
7.65
6.54
9.37
11.45
10.25
7.39
8.94
9.62
7.99
5.35
6.14
7.99
8.46
39
16.47
Net margin%
12.46
13.10
10.22
11.20
9.44
8.21
9.70
12.25
11.99
9.65
3.75
9.70
10.71
77
10.26
P/E ratio (avg)x
35.12
37.96
37.71
38.28
36.47
35.86
35.05
35.29
33.91
38.82
36.28
35.29
36.16
90
25.71
P/TBVx
31.24
29.33
32.31
33.96
39.32
38.01
42.91
44.34
48.98
51.00
37.76
44.34
38.67
12
20.15
P/Bx
49.53
53.27
55.86
58.47
59.97
56.77
64.70
64.66
72.40
72.86
23.70
64.70
59.22
81
26.18
Prem. grth%
8.41
10.25
9.91
9.19
8.37
8.51
7.84
8.55
7.74
6.66
12.87
7.84
8.46
11
14.63
Invest. yld%
24.06
26.74
28.38
30.30
29.17
31.08
28.14
30.75
27.76
30.40
25.98
30.40
28.77
83
25.41
BVPS grth%
23.42
24.13
26.72
24.39
24.36
23.84
23.89
23.00
21.34
24.19
17.06
23.84
24.01
30
15.13
Return on equity%
18.77
18.93
19.05
18.10
20.54
21.78
19.11
16.79
14.17
16.40
20.64
16.79
18.85
27
11.05
Return on assets%
7.14
5.46
2.61
3.80
2.07
0.40
0.40
0.40
0.40
0.40
17.77
0.40
1.24
37
0.06
EPSAED
0.06
0.05
0.06
0.07
0.08
0.09
0.09
0.08
0.08
0.09
0.07
2.39%
5.40%
—
19.44
EPS growth%
1.08
1.17
3.55
2.85
1.76
3.75
4.98
4.62
2.65
1.95
25.35
3.75
2.75
34
0.04
Bookvalue per shAED
0.04
0.04
0.04
0.04
0.03
0.04
0.04
0.04
0.04
0.04
0.06
5.05%
0.59%
—
0.07
TBV/shAED
0.06
0.05
0.05
0.06
0.07
0.07
0.08
0.08
0.08
0.08
0.06
4.35%
4.64%
—
0.08
Dividend per shAED
0.06
0.06
0.05
0.06
0.05
0.05
0.05
0.04
0.04
0.04
0.03
(3.04%)
(3.35%)
—
21.16
Div yield (avg)%
25.17
22.68
25.67
28.15
29.05
28.86
26.78
28.46
30.37
28.40
15.76
28.46
28.28
81
16.27
Payout ratio%
10.82
11.02
8.31
6.12
3.56
2.90
2.67
3.42
5.70
6.73
23.35
3.42
5.91
24
223.7
Shares (diluted)M
193.3
189.2
178.1
166.6
171.8
156.4
170.7
161.6
142.9
129.5
219.8
(5.50%)
(4.50%)
70
26.77
Buyback yield%
26.99
26.45
26.91
29.73
32.73
32.61
30.08
29.36
30.92
30.52
23.67
30.52
29.91
76
0.764
D/E ratiox
0.637
0.611
0.562
0.624
0.686
0.675
0.705
0.750
0.862
0.896
0.377
0.750
0.680
48
5.446
AssetsAED M
7.575
8.223
8.766
9.114
10.06
10.89
11.83
12.67
13.91
15.54
2.506
9.09%
8.51%
30
11.10
LT debtAED M
4.582
5.293
6.187
6.133
6.975
7.768
7.551
7.968
8.574
9.365
9.074
6.07%
8.54%
85
Revenue
AED 19.22M
7.51%
1.00×
Claims and benefits
AED 10.73M
7.48%
1.00×
Total costs
AED 14.49M
7.66%
1.01×