26.90
RevenueFt B
14.41
15.12
16.45
17.93
18.80
20.33
21.54
22.66
24.06
25.84
27.79
6.56%
6.73%
49
14.05
Revenue growth%
22.27
22.53
20.72
18.31
20.09
18.44
19.93
19.37
17.00
16.94
25.56
18.44
19.65
51
17.44
NIM%
14.25
16.69
18.82
20.89
21.95
22.46
25.36
28.28
29.28
28.92
8.59
28.28
22.21
8
14.13
Effic. R.%
15.04
17.31
18.73
21.63
23.43
25.37
26.01
23.61
24.73
26.83
15.10
25.37
23.52
88
11.02
Net margin%
26.01
28.38
28.56
30.46
32.18
32.99
32.95
32.44
31.72
33.63
18.27
32.95
31.95
16
23.13
P/E ratio (avg)x
35.16
39.83
45.68
47.53
54.09
54.87
58.55
54.40
58.86
64.75
35.09
58.55
54.24
48
30.15
P/TBVx
16.79
15.50
16.18
17.43
17.50
17.98
19.08
20.69
19.55
17.65
29.10
19.08
17.57
25
37.97
P/Bx
13.90
14.61
15.07
13.97
12.30
11.55
10.42
9.470
8.235
7.648
18.00
9.470
11.92
8
11.73
NIIFt B
10.99
11.63
12.87
13.78
14.70
15.51
16.80
17.47
18.75
20.04
13.09
6.40%
6.81%
—
4.83
NII grth%
18.27
17.28
16.60
15.48
13.30
12.70
10.49
9.88
10.33
10.69
29.26
10.49
13.00
6
12.87
ROTE%
10.58
10.80
10.68
11.57
9.32
9.81
7.24
4.48
4.65
7.62
22.98
7.24
9.56
62
8.33
Return on equity%
22.29
22.69
25.35
22.81
22.08
25.00
27.79
25.34
27.69
29.21
26.29
27.69
25.17
90
8.21
Return on assets%
17.27
18.85
17.42
16.21
19.05
17.00
19.17
20.84
23.67
25.01
7.09
20.84
18.95
76
619.53
EPSFt
599.47
602.15
652.39
709.47
615.77
605.63
559.55
544.67
477.80
435.31
663.25
(6.70%)
(3.66%)
—
13.10
EPS growth%
16.14
17.14
16.88
15.61
13.75
11.41
11.02
10.21
8.06
9.98
27.42
10.21
12.58
20
626.30
Bookvalue per shFt
771.38
720.23
783.02
750.70
839.43
833.70
789.44
744.00
679.26
649.22
712.52
(5.01%)
(0.97%)
—
1,084
TBV/shFt
567.79
586.87
556.71
553.15
579.83
574.86
616.84
680.02
716.04
782.48
824.29
6.18%
3.53%
—
1,032
Dividend per shFt
781.05
820.34
704.66
642.11
594.39
599.48
570.16
541.54
568.59
553.54
1,192
(1.41%)
(3.67%)
—
12.51
Div yield (avg)%
2.57
3.98
3.36
6.15
4.37
3.70
6.64
7.93
6.20
5.63
3.11
6.20
5.00
66
14.12
Payout ratio%
13.18
14.61
15.65
14.57
15.68
14.99
17.24
15.45
14.22
16.70
27.10
15.45
15.22
83
18.77
Shares (diluted)M
26.11
26.39
28.27
29.58
29.25
32.27
32.46
33.22
33.55
35.94
19.24
4.21%
4.20%
69
27.37
Buyback yield%
9.11
6.39
3.50
6.25
4.86
6.69
7.96
7.59
8.42
8.02
3.84
7.96
7.14
20
119.32
Eq/Assets%
100.19
101.74
97.66
105.89
94.18
82.48
72.46
61.55
60.33
56.68
113.02
61.55
88.33
76
10.23
AssetsFt B
62.14
66.81
69.77
73.93
84.47
90.66
96.20
100.6
107.5
120.4
28.84
7.35%
7.89%
41
5.700
LT debtFt B
30.46
32.28
36.08
39.25
42.38
47.28
47.59
49.97
55.81
60.59
4.420
7.41%
8.81%
23
Non-interest expense
6.84%
1.01×
Net interest income
77.58%
Non-interest income
22.42%