121.5
Revenue₺B
98.33
103.7
112.0
122.0
134.1
145.7
159.1
171.1
184.5
202.8
128.5
8.63%
8.06%
15
7.96
Revenue growth%
5.43
3.72
2.43
4.53
2.12
1.72
3.59
0.85
0.40
0.40
24.29
0.85
2.27
63
7.88
NIM%
20.38
21.02
23.93
26.90
27.05
25.84
27.81
29.35
27.02
26.89
6.97
27.02
26.90
66
2.88
Effic. R.%
20.09
18.04
19.02
21.37
19.26
19.40
20.61
23.40
20.66
22.39
23.72
20.66
20.35
14
26.78
Net margin%
8.86
11.10
9.65
11.34
12.06
13.29
11.79
9.79
10.74
13.50
24.86
11.79
11.22
54
8.449
P/E ratio (avg)x
5.690
5.730
5.846
5.898
6.254
5.458
4.668
4.236
4.515
4.239
10.03
4.515
5.574
88
18.92
P/TBVx
25.81
26.34
24.36
23.87
23.55
23.29
22.54
22.10
19.63
18.77
13.90
22.10
23.42
59
18.14
P/Bx
12.52
12.24
12.71
13.50
13.23
11.89
11.59
12.69
12.83
11.87
17.54
11.89
12.61
66
110.5
NII₺B
68.97
71.94
77.88
84.22
94.07
101.4
111.8
117.9
129.1
141.9
127.5
8.56%
8.02%
—
11.02
NII grth%
27.19
24.41
26.89
25.80
25.69
27.82
25.39
27.94
26.62
29.21
21.56
27.82
26.75
62
27.12
ROTE%
13.61
15.30
16.29
18.56
20.20
19.29
21.55
23.17
24.81
24.71
20.01
23.17
19.74
26
20.86
Return on equity%
11.64
9.70
7.94
6.89
9.55
6.64
8.37
7.32
10.20
8.26
7.98
8.26
8.32
60
29.02
Return on assets%
25.75
27.63
30.57
30.51
32.92
32.28
30.98
32.87
30.53
32.94
16.55
32.28
30.77
56
2.48
EPS₺
5.02
5.00
5.88
5.93
6.34
7.32
7.54
8.39
9.36
10.95
2.77
11.54%
8.92%
—
18.36
EPS growth%
0.75
3.40
3.13
1.43
0.40
0.40
0.40
0.40
1.29
0.40
23.60
0.40
0.58
80
8.38
Bookvalue per sh₺
7.74
8.07
7.81
8.22
8.05
8.52
8.56
8.01
8.83
8.64
5.82
1.43%
0.80%
—
3.41
TBV/sh₺
7.02
7.62
7.70
8.86
8.97
9.92
10.72
11.82
14.03
15.62
2.31
11.74%
9.14%
—
8.03
Dividend per sh₺
6.34
7.10
7.16
8.22
7.79
8.69
8.50
8.70
9.34
9.07
2.19
3.09%
4.65%
—
28.40
Div yield (avg)%
23.73
21.51
20.90
20.90
20.38
21.52
18.81
17.76
17.93
15.50
10.88
17.93
20.64
61
26.16
Payout ratio%
12.82
12.23
14.19
14.07
12.20
13.90
13.99
16.07
14.52
14.05
17.22
14.05
14.02
75
12.38
Shares (diluted)B
23.12
23.69
25.55
28.73
33.41
39.71
43.16
51.11
60.78
68.42
12.65
15.42%
11.70%
93
26.21
Buyback yield%
18.59
21.40
21.00
20.60
21.27
23.71
21.32
22.62
22.47
22.02
24.62
22.47
21.36
37
158.88
Eq/Assets%
166.78
194.37
224.96
243.89
248.28
267.89
298.65
320.30
376.76
374.99
70.82
320.30
258.08
80
85.17
Assets₺B
358.4
393.0
429.5
459.0
481.8
532.0
608.3
679.0
715.8
764.1
20.82
9.66%
8.96%
84
47.82
LT debt₺B
72.37
82.32
81.41
91.21
91.81
91.30
92.10
86.06
87.20
79.08
20.76
(2.94%)
1.80%
87
Total assets
₺764.1B
8.96%
1.09×
Revenue
₺202.8B
8.06%
1.00×
Non-interest expense
₺96.50B
8.21%
1.01×
Net interest income
69.93%
Non-interest income
30.07%
Spread over hurdle
(9.26%)