4.889
Revenue₺B
4.767
5.033
5.413
5.656
6.011
6.402
6.652
7.140
7.625
8.229
5.354
6.48%
6.39%
42
3.63
Revenue growth%
5.21
2.69
0.40
0.40
0.83
3.22
5.68
3.51
3.94
4.36
23.52
3.94
3.36
43
8.76
Combined R.%
84.41
85.67
85.49
84.13
86.04
84.41
84.89
84.08
85.38
85.22
5.47
84.89
85.05
22
19.62
Operating margin%
16.70
17.74
15.22
15.80
18.66
20.19
18.21
16.58
14.04
12.87
26.05
16.58
16.64
50
16.67
Net margin%
6.73
7.36
7.84
5.89
7.56
7.49
7.71
10.00
9.51
10.52
12.82
9.51
7.63
43
26.53
P/E ratio (avg)x
47.61
53.15
60.37
72.07
82.94
91.93
101.2
115.0
126.5
147.2
15.73
115.0
87.43
56
34.14
P/TBVx
8.022
7.312
6.774
7.418
8.243
9.038
9.796
10.21
10.61
10.63
20.02
10.21
8.640
31
26.99
P/Bx
40.35
38.19
39.73
39.55
40.97
35.04
31.06
31.47
28.56
29.67
13.94
31.06
36.62
45
25.60
Prem. grth%
22.91
23.22
26.03
28.84
28.85
30.39
30.49
31.79
34.06
34.86
23.70
31.79
29.62
43
15.27
Invest. yld%
14.40
14.41
15.87
14.37
14.14
14.29
14.08
14.43
14.33
11.60
14.88
14.29
14.35
61
27.60
BVPS grth%
25.12
26.77
28.46
28.59
28.48
26.68
24.84
23.16
21.11
18.96
13.70
23.16
25.90
47
23.19
Return on equity%
20.63
22.62
19.73
18.21
19.97
21.08
20.52
21.78
23.10
24.75
15.13
21.78
20.85
33
27.60
Return on assets%
23.87
25.99
27.22
27.29
28.11
28.40
26.61
28.18
25.89
28.33
7.99
28.18
27.25
10
9.15
EPS₺
5.20
4.94
5.51
5.22
5.49
5.99
6.45
7.32
6.92
8.07
9.59
8.00%
5.04%
—
11.95
EPS growth%
22.81
23.43
23.47
24.54
24.61
23.12
20.92
21.18
19.21
16.89
14.37
20.92
22.97
52
2.06
Bookvalue per sh₺
6.47
7.08
7.26
7.85
7.97
7.53
7.29
7.96
9.38
10.23
8.35
5.13%
5.40%
—
8.87
TBV/sh₺
11.38
12.59
13.39
15.23
15.19
18.04
20.90
21.45
22.56
25.58
7.14
10.99%
8.49%
—
9.45
Dividend per sh₺
10.73
11.24
12.86
11.87
11.33
11.20
12.11
13.54
13.77
15.48
2.41
6.44%
5.02%
—
3.68
Div yield (avg)%
19.59
19.11
17.83
17.84
18.59
19.39
22.23
19.44
20.99
18.75
7.49
19.44
19.25
86
23.30
Payout ratio%
14.70
11.75
11.27
11.48
12.78
10.43
9.77
9.40
10.30
7.37
5.54
9.77
10.85
62
427.4
Shares (diluted)M
506.3
521.9
530.8
505.9
462.2
481.5
482.6
509.0
575.4
610.3
422.0
5.72%
1.79%
63
18.92
Buyback yield%
21.40
22.09
21.57
21.45
20.79
23.03
20.16
19.97
21.06
20.33
3.44
20.33
21.23
81
1.616
D/E ratiox
1.535
1.610
1.465
1.586
1.416
1.521
1.619
1.647
1.526
1.650
1.488
1.619
1.561
27
2.976
Assets₺B
13.86
15.37
15.90
17.30
19.08
20.92
22.27
23.85
25.70
29.05
2.091
8.78%
8.79%
63
3.352
LT debt₺B
5.298
5.677
5.751
6.328
7.277
7.992
8.891
9.650
10.20
10.03
4.082
6.63%
7.83%
78
Revenue
₺8.229B
6.39%
1.00×
Claims and benefits
₺4.160B
6.18%
0.98×
Total costs
₺6.464B
6.41%
1.00×