809.6
Revenue$M
469.5
496.1
513.6
520.8
533.2
561.0
569.8
603.1
617.6
642.0
862.7
3.78%
3.60%
33
12.22
Revenue growth%
4.57
6.34
6.28
6.97
6.16
3.77
5.60
3.22
0.91
1.66
16.90
3.22
5.08
7
15.35
NIM%
20.99
19.78
22.42
21.36
23.88
26.84
25.05
22.31
22.80
24.24
9.57
24.24
22.61
32
17.80
Effic. R.%
8.21
10.32
9.19
8.88
9.70
10.93
12.50
14.33
17.12
15.12
13.78
14.33
10.62
62
2.39
Net margin%
1.22
3.67
5.71
2.75
0.40
1.40
0.93
3.14
5.76
3.05
18.17
3.05
2.90
27
34.90
P/E ratio (avg)x
20.12
19.99
22.02
21.85
19.50
21.29
21.18
20.49
20.45
21.90
27.57
21.18
20.84
36
28.20
P/TBVx
9.583
10.13
9.057
8.049
8.856
8.807
9.101
9.901
8.891
9.592
17.63
9.101
9.079
70
13.61
P/Bx
16.45
17.78
19.87
17.96
17.52
19.16
21.61
23.20
23.23
22.77
16.13
22.77
19.51
77
805.0
NII$M
310.8
328.6
344.4
351.2
353.9
375.8
377.7
406.4
413.0
424.4
609.0
3.70%
3.65%
—
18.07
NII grth%
11.66
12.51
12.34
14.82
14.05
12.08
14.18
15.42
16.00
14.14
5.89
14.18
14.10
47
10.97
ROTE%
9.70
11.20
9.96
7.86
9.16
8.84
10.35
13.16
12.55
12.67
9.26
12.55
10.16
60
24.15
Return on equity%
28.39
26.42
24.28
24.50
22.31
24.67
22.18
22.98
23.32
20.67
28.63
22.98
23.80
14
11.41
Return on assets%
4.30
1.97
0.61
0.40
2.17
1.89
3.52
2.88
1.95
1.97
24.66
1.97
1.97
49
0.86
EPS$
1.17
1.17
1.28
1.37
1.57
1.85
2.07
2.31
2.63
2.66
0.96
11.18%
8.86%
—
12.26
EPS growth%
25.97
25.45
24.40
23.68
21.42
20.92
23.25
21.15
22.45
23.00
18.62
22.45
23.12
6
0.69
Bookvalue per sh$
1.02
0.97
0.89
0.82
0.82
0.78
0.80
0.73
0.79
0.71
0.40
(2.69%)
(3.37%)
—
0.55
TBV/sh$
1.32
1.42
1.50
1.56
1.57
1.45
1.57
1.48
1.52
1.51
0.63
(0.89%)
2.12%
—
0.17
Dividend per sh$
0.73
0.65
0.64
0.56
0.60
0.62
0.54
0.53
0.55
0.53
0.45
(2.45%)
(4.01%)
—
16.05
Div yield (avg)%
15.99
18.92
20.56
22.95
22.08
21.86
23.81
21.42
18.62
19.94
3.99
21.42
20.99
31
22.23
Payout ratio%
8.97
10.52
13.40
13.82
16.45
19.09
20.91
19.35
16.57
19.29
7.23
19.29
16.51
91
0.652
Shares (diluted)B
0.895
1.015
1.013
1.022
0.996
1.079
1.097
1.090
1.048
1.042
0.666
0.91%
1.01%
89
27.10
Buyback yield%
21.05
23.10
22.46
20.33
18.18
16.69
16.98
15.70
14.90
13.98
10.01
15.70
17.58
11
162.99
Eq/Assets%
67.09
61.12
59.98
58.12
60.62
52.14
45.71
39.16
34.17
33.19
47.45
39.16
55.13
82
0.058
Assets$B
2.851
3.159
3.457
3.869
4.232
4.476
4.807
5.348
5.711
6.229
0.385
8.04%
8.99%
65
244.1
LT debt$M
613.5
638.0
552.5
590.0
509.1
550.0
496.4
435.6
383.8
338.1
55.46
(7.86%)
(6.15%)
45
Total assets
$6.229B
8.99%
1.66×
Revenue
$642.0M
3.60%
1.00×
Non-interest expense
$349.4M
3.79%
1.02×
Net interest income
66.11%
Non-interest income
33.89%