ABN AMRO Bank N.V.

€41.00As of Sun 8 Nov 2026, 12:00 UTC

AMS:ABNFinancials

Country Netherlands

PE (Fwd) •••

TSR 10Y CAGR 13.70%

Div yield 3.02%

ROTE 8.48%

Banks (Diversified)

Beta (5Y) 0.76

PE TTM 14.75

TSR TTM 66.53%

Mkt cap €33.41B

NIM —

SE Grade™

Value

Quality

Moat

Consensus

Reference

€51

24.20%

(38.94%)

Hold 11|12|10|0|12

TTM

FYE 31 Dec EUR

FY2016

FY2017

FY2018

FY2019

FY2020

FY2021

FY2022

FY2023

FY2024

FY2025

FY2026E

Trend

10Y

Peers

3.163

Revenue€B

7.996

8.237

8.408

8.670

8.894

8.822

8.837

9.026

9.018

9.217

3.271

0.72%

1.43%

15.71

Revenue growth%

14.43

11.94

14.35

16.34

18.39

17.46

15.09

15.17

15.04

18.01

10.93

15.17

15.13

13.59

NIM%

6.59

8.30

9.19

10.66

12.90

12.67

11.97

14.91

13.02

13.65

25.08

13.02

12.32

5.61

Effic. R.%

22.12

19.39

20.33

21.35

20.89

19.14

21.90

20.98

21.95

20.06

21.26

20.98

20.93

14.29

Net margin%

3.13

5.09

2.82

1.93

3.49

4.31

3.28

4.71

6.71

4.53

28.92

4.53

3.90

12.21

P/E ratio (avg)x

14.98

12.69

12.84

11.60

11.73

12.03

10.41

10.46

11.12

9.460

30.53

10.46

11.66

17.81

P/TBVx

23.73

27.02

28.07

32.71

31.27

36.89

41.35

48.19

55.23

57.85

36.22

48.19

34.80

26.94

P/Bx

44.60

46.93

44.27

48.92

46.42

46.76

44.59

47.53

45.88

53.24

35.75

46.76

46.59

8.680

NII€B

6.255

6.473

6.631

6.804

6.975

6.970

7.017

7.202

7.120

7.314

8.443

0.95%

1.57%

—

16.24

NII grth%

16.29

17.18

16.84

17.85

20.35

19.96

19.08

18.52

16.24

17.61

22.34

18.52

17.73

15.87

ROTE%

6.66

8.87

8.64

9.18

11.71

12.10

13.82

13.34

13.80

15.35

11.42

13.80

11.90

6.84

Return on equity%

25.93

23.87

24.49

25.26

24.61

23.65

21.61

19.05

19.35

18.06

16.11

19.35

23.76

3.85

Return on assets%

21.27

22.11

20.88

20.62

17.99

17.26

18.82

17.41

17.26

16.25

2.36

17.26

18.40

1.86

EPS€

2.74

2.63

2.93

2.88

2.98

3.06

3.64

4.19

4.16

4.34

1.92

7.79%

6.60%

—

17.42

EPS growth%

14.87

13.66

13.11

15.76

17.24

19.96

22.03

20.64

22.08

23.68

9.80

22.03

18.60

4.27

Bookvalue per sh€

4.57

4.25

4.24

4.15

3.74

3.41

3.60

3.30

3.47

3.90

4.00

0.85%

(0.88%)

—

5.14

TBV/sh€

5.04

5.37

5.24

5.50

5.71

6.21

6.70

6.63

6.81

6.85

3.67

3.70%

2.68%

—

4.38

Dividend per sh€

7.71

8.37

8.73

9.58

11.54

13.40

14.90

14.87

17.75

21.03

5.22

12.76%

10.28%

—

11.76

Div yield (avg)%

13.10

13.58

12.40

14.26

16.71

16.03

15.29

16.22

14.61

12.57

14.22

15.29

14.43

10.72

Payout ratio%

14.10

13.80

14.07

15.59

15.16

16.11

18.25

18.56

16.45

17.88

14.92

17.88

15.85

0.831

Shares (diluted)B

1.092

1.260

1.287

1.258

1.392

1.403

1.468

1.602

1.899

2.030

0.824

7.83%

6.74%

20.56

Buyback yield%

10.40

12.05

11.40

12.82

15.71

17.48

18.38

16.14

13.74

11.49

19.46

16.14

13.28

68.04

Eq/Assets%

83.66

85.09

79.43

82.02

91.55

92.15

98.89

100.84

92.36

95.09

152.50

95.09

91.85

4.224

Assets€B

35.40

39.80

44.33

48.49

52.75

58.21

62.40

66.27

71.26

79.34

8.407

8.50%

9.21%

9.084

LT debt€B

7.997

7.081

7.117

7.449

7.099

6.856

7.152

7.941

8.788

9.578

5.692

6.17%

2.66%

Peers (US$37.52B)

Cap (US$)

NN Group N.V.

23.12B

11.66x

Euronext N.V.

19.42B

23.24x

ASR Nederland N.V.

17.48B

15.51x

FirstRand Limited

32.55B

15.10x

Capital

TTM

10Y

Tang eq%

200.24

11.74

14.53

LT debt%

215.05

11.98

12.89

Cash%

197.74

10.28

10.41

Sh yield%

32.31

32.36

27.72

Owners

Insiders/Inst%

12.95

56.24

Short interest%

2.19

SBC / revenue%

2.51

Record

10Y

Profitable years

10/10

Revenue growth years

10/10

EPS growth years

10/10

Dividend streakyrs

ROE range%

18–26

$1 testx

—

Incr. ROIC%

—

ABN AMRO Bank N.V. provides various banking products and financial services to retail, private, and corporate banking clients in the Netherlands, rest of Europe, the United States, Asia, and internationally. It operates through three segments: Personal & Business Banking, Wealth Management, and Corporate Banking.

Growth vs revenue

Latest

Trend

10Y CAGR

Rel growth

Total assets

€79.34B

9.21%

2.09×

Revenue

€9.217B

1.43%

1.00×

Non-interest expense

€5.349B

1.56%

1.01×